Call reports 2023
DENVER SAVINGS BANK — 2023
What DENVER SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 232,360,000 | 240,649,000 | 239,765,000 | 237,458,000 |
| Total loans | 172,561,000 | 180,980,000 | 178,177,000 | 176,886,000 |
| Allowance for loan losses | 1,804,000 | 1,804,000 | 1,818,000 | 1,823,000 |
| Securities available for sale | 44,202,000 | 43,122,000 | 40,680,000 | 42,796,000 |
| Securities held to maturity | 900,000 | 900,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,989,000 | 191,477,000 | 186,421,000 | 181,936,000 |
| Interest-bearing deposits | 154,335,000 | 146,561,000 | 156,537,000 | 154,953,000 |
| Noninterest-bearing deposits | 39,654,000 | 44,916,000 | 29,884,000 | 26,983,000 |
| Equity capital | 21,932,000 | 22,075,000 | 20,982,000 | 22,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,804,000 | 7,450,000 | 10,073,000 |
| Interest expense | 926,000 | 2,098,000 | 3,350,000 | 4,718,000 |
| Net interest income | 1,380,000 | 2,706,000 | 4,100,000 | 5,355,000 |
| Noninterest income | 139,000 | 270,000 | 398,000 | 533,000 |
| Noninterest expense | 1,268,000 | 2,442,000 | 3,657,000 | 4,960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 534,000 | 841,000 | 928,000 |
| Income tax | 37,000 | 85,000 | 138,000 | 141,000 |
| Net income | 214,000 | 449,000 | 703,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,452,000 | 24,687,000 | 24,940,000 | 25,025,000 |