Call reports 2022
DENVER SAVINGS BANK — 2022
What DENVER SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 222,040,000 | 219,699,000 | 226,094,000 | 233,722,000 |
| Total loans | 155,726,000 | 155,279,000 | 165,058,000 | 169,880,000 |
| Allowance for loan losses | 1,774,000 | 1,712,000 | 1,789,000 | 1,814,000 |
| Securities available for sale | 50,552,000 | 47,592,000 | 44,490,000 | 42,993,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,589,000 | 184,535,000 | 187,941,000 | 211,013,000 |
| Interest-bearing deposits | 142,127,000 | 139,221,000 | 143,748,000 | 167,470,000 |
| Noninterest-bearing deposits | 43,462,000 | 45,314,000 | 44,193,000 | 43,543,000 |
| Equity capital | 22,669,000 | 21,415,000 | 20,033,000 | 21,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,992,000 | 6,116,000 | 8,396,000 |
| Interest expense | 351,000 | 671,000 | 1,129,000 | 1,814,000 |
| Net interest income | 1,562,000 | 3,321,000 | 4,987,000 | 6,582,000 |
| Noninterest income | 128,000 | 249,000 | 372,000 | 517,000 |
| Noninterest expense | 1,288,000 | 2,558,000 | 3,826,000 | 5,120,000 |
| Provision for loan losses | 0 | 0 | 77,000 | 102,000 |
| Pretax income | 402,000 | 1,012,000 | 1,456,000 | 1,878,000 |
| Income tax | 67,000 | 183,000 | 260,000 | 304,000 |
| Net income | 335,000 | 829,000 | 1,196,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,999,000 | 23,493,000 | 23,859,000 | 24,238,000 |