Call reports 2021
DENVER SAVINGS BANK — 2021
What DENVER SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 199,516,000 | 214,612,000 | 213,143,000 | 221,199,000 |
| Total loans | 138,116,000 | 140,132,000 | 143,764,000 | 149,265,000 |
| Allowance for loan losses | 1,561,000 | 1,633,000 | 1,706,000 | 1,739,000 |
| Securities available for sale | 40,975,000 | 54,189,000 | 55,616,000 | 54,332,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,942,000 | 177,025,000 | 175,173,000 | 182,815,000 |
| Interest-bearing deposits | 125,367,000 | 133,118,000 | 135,896,000 | 137,706,000 |
| Noninterest-bearing deposits | 37,575,000 | 43,907,000 | 39,277,000 | 45,109,000 |
| Equity capital | 22,858,000 | 23,917,000 | 24,278,000 | 24,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,755,000 | 6,684,000 | 8,663,000 |
| Interest expense | 435,000 | 836,000 | 1,226,000 | 1,590,000 |
| Net interest income | 1,883,000 | 3,919,000 | 5,458,000 | 7,073,000 |
| Noninterest income | 138,000 | 254,000 | 394,000 | 994,000 |
| Noninterest expense | 1,009,000 | 2,179,000 | 3,336,000 | 4,552,000 |
| Provision for loan losses | 0 | 71,000 | 144,000 | 279,000 |
| Pretax income | 1,012,000 | 1,923,000 | 2,372,000 | 3,257,000 |
| Income tax | 218,000 | 409,000 | 488,000 | 672,000 |
| Net income | 794,000 | 1,514,000 | 1,884,000 | 2,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,873,000 | 21,592,000 | 21,963,000 | 22,664,000 |