Call reports 2020
DENVER SAVINGS BANK — 2020
What DENVER SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,270,000 | 186,255,000 | 186,689,000 | 195,095,000 |
| Total loans | 132,010,000 | 135,351,000 | 139,297,000 | 134,167,000 |
| Allowance for loan losses | 1,440,000 | 1,518,000 | 1,559,000 | 1,560,000 |
| Securities available for sale | 31,000,000 | 31,824,000 | 31,563,000 | 37,093,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,016,000 | 152,115,000 | 152,041,000 | 159,875,000 |
| Interest-bearing deposits | 128,101,000 | 132,496,000 | 122,501,000 | 126,352,000 |
| Noninterest-bearing deposits | 14,915,000 | 19,619,000 | 29,540,000 | 33,523,000 |
| Equity capital | 18,368,000 | 19,984,000 | 20,314,000 | 20,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 4,035,000 | 5,985,000 | 7,916,000 |
| Interest expense | 604,000 | 1,147,000 | 1,668,000 | 2,156,000 |
| Net interest income | 1,273,000 | 2,888,000 | 4,317,000 | 5,760,000 |
| Noninterest income | 99,000 | 205,000 | 335,000 | 585,000 |
| Noninterest expense | 871,000 | 1,824,000 | 2,797,000 | 3,804,000 |
| Provision for loan losses | 51,000 | 129,000 | 170,000 | 170,000 |
| Pretax income | 450,000 | 1,140,000 | 1,685,000 | 2,371,000 |
| Income tax | 84,000 | 226,000 | 334,000 | 476,000 |
| Net income | 366,000 | 914,000 | 1,351,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,879,000 | 17,351,000 | 17,623,000 | 18,079,000 |