Call reports 2019
DENVER SAVINGS BANK — 2019
What DENVER SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,406,000 | 185,663,000 | 175,515,000 | 175,440,000 |
| Total loans | 119,536,000 | 124,108,000 | 128,501,000 | 129,827,000 |
| Allowance for loan losses | 1,269,000 | 1,322,000 | 1,349,000 | 1,389,000 |
| Securities available for sale | 45,072,000 | 39,578,000 | 33,799,000 | 33,107,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,502,000 | 152,022,000 | 142,432,000 | 142,922,000 |
| Interest-bearing deposits | 136,826,000 | 136,662,000 | 127,620,000 | 128,591,000 |
| Noninterest-bearing deposits | 13,676,000 | 15,360,000 | 14,812,000 | 14,331,000 |
| Equity capital | 17,211,000 | 17,844,000 | 18,369,000 | 18,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,609,000 | 5,520,000 | 7,489,000 |
| Interest expense | 678,000 | 1,369,000 | 2,036,000 | 2,676,000 |
| Net interest income | 1,081,000 | 2,240,000 | 3,484,000 | 4,813,000 |
| Noninterest income | 87,000 | 178,000 | 284,000 | 461,000 |
| Noninterest expense | 995,000 | 1,917,000 | 2,739,000 | 3,576,000 |
| Provision for loan losses | 0 | 53,000 | 110,000 | 200,000 |
| Pretax income | 173,000 | 423,000 | 895,000 | 1,474,000 |
| Income tax | 8,000 | 34,000 | 120,000 | 214,000 |
| Net income | 165,000 | 389,000 | 775,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,685,000 | 15,747,000 | 16,076,000 | 16,600,000 |
| Total capital | 16,954,000 | 17,069,000 | 17,425,000 | 17,989,000 |
| Risk-weighted assets | 127,343,000 | 130,129,000 | 134,408,000 | 138,348,000 |