Call reports 2018
DENVER SAVINGS BANK — 2018
What DENVER SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,466,000 | 178,012,000 | 177,815,000 | 179,866,000 |
| Total loans | 118,931,000 | 122,787,000 | 120,651,000 | 121,420,000 |
| Allowance for loan losses | 1,224,000 | 1,241,000 | 1,277,000 | 1,279,000 |
| Securities available for sale | 43,555,000 | 43,608,000 | 42,821,000 | 45,092,000 |
| Securities held to maturity | 1,050,000 | 1,050,000 | 1,050,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,211,000 | 149,059,000 | 149,948,000 | 151,372,000 |
| Interest-bearing deposits | 136,217,000 | 133,821,000 | 136,766,000 | 137,270,000 |
| Noninterest-bearing deposits | 15,994,000 | 15,238,000 | 13,182,000 | 14,102,000 |
| Equity capital | 16,172,000 | 16,367,000 | 16,250,000 | 16,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,388,000 | 5,139,000 | 6,950,000 |
| Interest expense | 488,000 | 1,042,000 | 1,685,000 | 2,372,000 |
| Net interest income | 1,153,000 | 2,346,000 | 3,454,000 | 4,578,000 |
| Noninterest income | 143,000 | 230,000 | 312,000 | 399,000 |
| Noninterest expense | 870,000 | 1,685,000 | 2,582,000 | 3,478,000 |
| Provision for loan losses | 194,000 | 211,000 | 246,000 | 273,000 |
| Pretax income | 328,000 | 776,000 | 1,038,000 | 1,326,000 |
| Income tax | 45,000 | 124,000 | 157,000 | 194,000 |
| Net income | 283,000 | 652,000 | 881,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,092,000 | 15,371,000 | 15,553,000 | 15,662,000 |
| Total capital | 16,316,000 | 16,612,000 | 16,830,000 | 16,941,000 |
| Risk-weighted assets | 138,458,000 | 142,199,000 | 128,312,000 | 129,135,000 |