Call reports 2017
DENVER SAVINGS BANK — 2017
What DENVER SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 165,673,000 | 166,040,000 | 168,479,000 | 172,386,000 |
| Total loans | 100,730,000 | 102,796,000 | 105,176,000 | 115,876,000 |
| Allowance for loan losses | 808,000 | 828,000 | 848,000 | 1,195,000 |
| Securities available for sale | 53,561,000 | 52,329,000 | 50,381,000 | 45,060,000 |
| Securities held to maturity | 1,150,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,995,000 | 143,420,000 | 144,369,000 | 149,033,000 |
| Interest-bearing deposits | 131,838,000 | 131,685,000 | 131,032,000 | 133,527,000 |
| Noninterest-bearing deposits | 12,157,000 | 11,735,000 | 13,337,000 | 15,506,000 |
| Equity capital | 15,963,000 | 16,658,000 | 16,771,000 | 16,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,060,000 | 4,623,000 | 6,215,000 |
| Interest expense | 442,000 | 902,000 | 1,368,000 | 1,842,000 |
| Net interest income | 1,055,000 | 2,158,000 | 3,255,000 | 4,373,000 |
| Noninterest income | 77,000 | 157,000 | 245,000 | 334,000 |
| Noninterest expense | 809,000 | 1,543,000 | 2,399,000 | 3,250,000 |
| Provision for loan losses | 30,000 | 50,000 | 90,000 | 434,000 |
| Pretax income | 310,000 | 741,000 | 1,072,000 | 1,042,000 |
| Income tax | 35,000 | 116,000 | 164,000 | 236,000 |
| Net income | 275,000 | 625,000 | 908,000 | 806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,655,000 | 14,950,000 | 15,191,000 | 15,007,000 |
| Total capital | 15,463,000 | 15,778,000 | 16,039,000 | 16,202,000 |
| Risk-weighted assets | 121,840,000 | 123,541,000 | 125,157,000 | 136,224,000 |