Call reports 2011
DENVER SAVINGS BANK — 2011
What DENVER SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,131,000 | 114,852,000 | 120,184,000 | 124,483,000 |
| Total loans | 41,837,000 | 42,897,000 | 44,088,000 | 46,665,000 |
| Allowance for loan losses | 300,000 | 353,000 | 320,000 | 338,000 |
| Securities available for sale | 42,694,000 | 61,349,000 | 65,510,000 | 68,334,000 |
| Securities held to maturity | 14,861,000 | 1,847,000 | 1,847,000 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,820,000 | 89,913,000 | 96,603,000 | 101,384,000 |
| Interest-bearing deposits | 79,433,000 | 82,274,000 | 89,138,000 | 93,552,000 |
| Noninterest-bearing deposits | 6,387,000 | 7,639,000 | 7,465,000 | 7,832,000 |
| Equity capital | 9,806,000 | 10,657,000 | 11,695,000 | 12,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,406,000 | 3,687,000 | 4,979,000 |
| Interest expense | 439,000 | 884,000 | 1,355,000 | 1,825,000 |
| Net interest income | 755,000 | 1,522,000 | 2,332,000 | 3,154,000 |
| Noninterest income | 84,000 | 177,000 | 246,000 | 312,000 |
| Noninterest expense | 511,000 | 997,000 | 1,492,000 | 2,041,000 |
| Provision for loan losses | 52,000 | 205,000 | 258,000 | 293,000 |
| Pretax income | 320,000 | 671,000 | 1,138,000 | 1,538,000 |
| Income tax | 61,000 | 127,000 | 234,000 | 314,000 |
| Net income | 259,000 | 544,000 | 904,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,527,000 | 8,775,000 | 9,123,000 | 9,409,000 |
| Total capital | 8,827,000 | 9,128,000 | 9,443,000 | 9,747,000 |
| Risk-weighted assets | 54,505,000 | 56,149,000 | 57,747,000 | 60,520,000 |