Call reports 2015
REUNION BANK OF FLORIDA — 2015
What REUNION BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 272,167,000 | 286,806,000 | 293,442,000 |
| Total loans | 211,938,000 | 221,312,000 | 237,456,000 |
| Allowance for loan losses | 2,135,000 | 2,249,000 | 2,376,000 |
| Securities available for sale | 28,109,000 | 36,259,000 | 34,983,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 245,304,000 | 259,736,000 | 265,420,000 |
| Interest-bearing deposits | 190,485,000 | 200,154,000 | 199,070,000 |
| Noninterest-bearing deposits | 54,820,000 | 59,582,000 | 66,350,000 |
| Equity capital | 26,333,000 | 26,368,000 | 27,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 2,761,000 | 5,595,000 | 8,471,000 |
| Interest expense | 410,000 | 847,000 | 1,290,000 |
| Net interest income | 2,351,000 | 4,748,000 | 7,181,000 |
| Noninterest income | 127,000 | 251,000 | 427,000 |
| Noninterest expense | 1,745,000 | 3,439,000 | 5,169,000 |
| Provision for loan losses | 80,000 | 195,000 | 320,000 |
| Pretax income | 723,000 | 1,435,000 | 2,189,000 |
| Income tax | 240,000 | 484,000 | 747,000 |
| Net income | 483,000 | 951,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 26,105,000 | 26,441,000 | 26,957,000 |
| Total capital | 28,240,000 | 28,690,000 | 29,333,000 |
| Risk-weighted assets | 220,175,000 | 235,195,000 | 247,922,000 |