Call reports 2014
REUNION BANK OF FLORIDA — 2014
What REUNION BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 244,554,000 | 260,375,000 | 266,945,000 | 276,507,000 |
| Total loans | 185,810,000 | 199,122,000 | 202,320,000 | 204,500,000 |
| Allowance for loan losses | 1,740,000 | 1,738,000 | 1,879,000 | 2,060,000 |
| Securities available for sale | 45,610,000 | 40,035,000 | 40,047,000 | 43,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,159,000 | 235,806,000 | 241,346,000 | 250,092,000 |
| Interest-bearing deposits | 173,914,000 | 187,670,000 | 186,908,000 | 192,955,000 |
| Noninterest-bearing deposits | 43,245,000 | 48,136,000 | 54,438,000 | 57,138,000 |
| Equity capital | 22,991,000 | 24,107,000 | 24,999,000 | 25,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,228,000 | 8,031,000 | 10,870,000 |
| Interest expense | 441,000 | 911,000 | 1,379,000 | 1,830,000 |
| Net interest income | 2,062,000 | 4,317,000 | 6,652,000 | 9,040,000 |
| Noninterest income | 131,000 | 260,000 | 382,000 | 518,000 |
| Noninterest expense | 1,640,000 | 3,378,000 | 5,075,000 | 6,692,000 |
| Provision for loan losses | 81,000 | 202,000 | 385,000 | 578,000 |
| Pretax income | 472,000 | 987,000 | 1,564,000 | 2,278,000 |
| Income tax | 134,000 | 286,000 | 463,000 | 691,000 |
| Net income | 338,000 | 701,000 | 1,101,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,697,000 | 24,785,000 | 25,310,000 | 25,811,000 |
| Total capital | 26,437,000 | 26,523,000 | 27,189,000 | 27,871,000 |
| Risk-weighted assets | 220,300,000 | 230,919,000 | 227,506,000 | 231,501,000 |