Call reports 2013
REUNION BANK OF FLORIDA — 2013
What REUNION BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,149,000 | 207,216,000 | 221,820,000 | 244,604,000 |
| Total loans | 146,152,000 | 151,120,000 | 164,492,000 | 167,776,000 |
| Allowance for loan losses | 1,410,000 | 1,510,000 | 1,574,000 | 1,658,000 |
| Securities available for sale | 39,474,000 | 41,933,000 | 40,137,000 | 39,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,636,000 | 185,711,000 | 200,262,000 | 222,569,000 |
| Interest-bearing deposits | 152,072,000 | 150,691,000 | 157,034,000 | 184,429,000 |
| Noninterest-bearing deposits | 33,564,000 | 35,020,000 | 43,228,000 | 38,141,000 |
| Equity capital | 22,264,000 | 21,204,000 | 21,163,000 | 21,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,316,000 | 6,577,000 | 9,071,000 |
| Interest expense | 417,000 | 846,000 | 1,275,000 | 1,730,000 |
| Net interest income | 1,649,000 | 3,470,000 | 5,302,000 | 7,341,000 |
| Noninterest income | 133,000 | 284,000 | 414,000 | 535,000 |
| Noninterest expense | 1,233,000 | 2,639,000 | 4,078,000 | 5,527,000 |
| Provision for loan losses | 254,000 | 351,000 | 441,000 | 529,000 |
| Pretax income | 492,000 | 961,000 | 1,394,000 | 1,991,000 |
| Income tax | 140,000 | 273,000 | 385,000 | 577,000 |
| Net income | 352,000 | 688,000 | 1,009,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,607,000 | 21,043,000 | 23,548,000 | 24,085,000 |
| Total capital | 23,017,000 | 22,553,000 | 25,122,000 | 25,743,000 |
| Risk-weighted assets | 171,105,000 | 180,967,000 | 197,702,000 | 203,181,000 |