Call reports 2012
REUNION BANK OF FLORIDA — 2012
What REUNION BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 178,605,000 | 182,637,000 | 189,803,000 | 190,334,000 |
| Total loans | 128,058,000 | 128,511,000 | 131,126,000 | 135,026,000 |
| Allowance for loan losses | 1,404,000 | 1,462,000 | 1,592,000 | 1,370,000 |
| Securities available for sale | 31,093,000 | 30,060,000 | 42,931,000 | 44,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,802,000 | 163,712,000 | 168,494,000 | 168,081,000 |
| Interest-bearing deposits | 135,493,000 | 136,932,000 | 140,594,000 | 140,822,000 |
| Noninterest-bearing deposits | 26,309,000 | 26,780,000 | 27,900,000 | 27,259,000 |
| Equity capital | 16,675,000 | 18,792,000 | 21,065,000 | 22,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 3,944,000 | 5,983,000 | 8,092,000 |
| Interest expense | 439,000 | 878,000 | 1,314,000 | 1,738,000 |
| Net interest income | 1,527,000 | 3,066,000 | 4,669,000 | 6,354,000 |
| Noninterest income | 79,000 | 196,000 | 306,000 | 435,000 |
| Noninterest expense | 1,160,000 | 2,400,000 | 3,623,000 | 4,772,000 |
| Provision for loan losses | 134,000 | 200,000 | 420,000 | 559,000 |
| Pretax income | 312,000 | 900,000 | 1,365,000 | 2,465,000 |
| Income tax | 109,000 | 300,000 | 431,000 | 800,000 |
| Net income | 203,000 | 600,000 | 934,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,095,000 | 17,462,000 | 19,758,000 | 21,306,000 |
| Total capital | 16,499,000 | 18,924,000 | 21,350,000 | 22,676,000 |
| Risk-weighted assets | 147,080,000 | 149,732,000 | 155,890,000 | 159,827,000 |