Call reports 2011
REUNION BANK OF FLORIDA — 2011
What REUNION BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,962,000 | 150,569,000 | 158,065,000 | 167,351,000 |
| Total loans | 95,362,000 | 99,679,000 | 111,446,000 | 122,948,000 |
| Allowance for loan losses | 1,119,000 | 1,194,000 | 1,335,000 | 1,449,000 |
| Securities available for sale | 31,023,000 | 33,831,000 | 32,189,000 | 32,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,577,000 | 134,763,000 | 141,796,000 | 151,015,000 |
| Interest-bearing deposits | 105,544,000 | 112,867,000 | 119,212,000 | 128,765,000 |
| Noninterest-bearing deposits | 20,033,000 | 21,896,000 | 22,584,000 | 22,250,000 |
| Equity capital | 15,294,000 | 15,711,000 | 16,123,000 | 16,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 3,129,000 | 4,906,000 | 6,775,000 |
| Interest expense | 386,000 | 782,000 | 1,190,000 | 1,617,000 |
| Net interest income | 1,108,000 | 2,347,000 | 3,716,000 | 5,158,000 |
| Noninterest income | 66,000 | 143,000 | 217,000 | 283,000 |
| Noninterest expense | 1,093,000 | 2,230,000 | 3,346,000 | 4,382,000 |
| Provision for loan losses | 45,000 | 120,000 | 261,000 | 375,000 |
| Pretax income | 36,000 | 194,000 | 573,000 | 931,000 |
| Income tax | 23,000 | 92,000 | 241,000 | 372,000 |
| Net income | 13,000 | 102,000 | 332,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,450,000 | 13,819,000 | 14,322,000 | 14,638,000 |
| Total capital | 14,569,000 | 15,013,000 | 15,657,000 | 16,087,000 |
| Risk-weighted assets | 113,044,000 | 119,745,000 | 130,200,000 | 140,810,000 |