Call reports 2009
REUNION BANK OF FLORIDA — 2009
What REUNION BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,440,000 | 64,980,000 | 75,102,000 | 91,733,000 |
| Total loans | 20,682,000 | 30,650,000 | 38,153,000 | 53,179,000 |
| Allowance for loan losses | 259,000 | 381,000 | 480,000 | 649,000 |
| Securities available for sale | 4,529,000 | 7,785,000 | 16,522,000 | 21,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,460,000 | 48,486,000 | 58,880,000 | 76,030,000 |
| Interest-bearing deposits | 31,226,000 | 40,132,000 | 48,661,000 | 63,766,000 |
| Noninterest-bearing deposits | 4,234,000 | 8,355,000 | 10,220,000 | 12,264,000 |
| Equity capital | 16,886,000 | 16,413,000 | 16,175,000 | 15,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 725,000 | 1,381,000 | 2,225,000 |
| Interest expense | 138,000 | 362,000 | 628,000 | 937,000 |
| Net interest income | 140,000 | 363,000 | 753,000 | 1,288,000 |
| Noninterest income | 5,000 | 18,000 | 36,000 | 72,000 |
| Noninterest expense | 917,000 | 1,801,000 | 2,697,000 | 3,733,000 |
| Provision for loan losses | 119,000 | 241,000 | 340,000 | 509,000 |
| Pretax income | -891,000 | -1,661,000 | -2,248,000 | -2,882,000 |
| Income tax | -331,000 | -621,000 | -866,000 | -1,051,000 |
| Net income | -560,000 | -1,040,000 | -1,382,000 | -1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,846,000 | 15,094,000 | 14,539,000 | 13,920,000 |
| Total capital | 16,105,000 | 15,475,000 | 15,019,000 | 14,569,000 |
| Risk-weighted assets | 26,361,000 | 39,773,000 | 50,689,000 | 67,117,000 |