Call reports 2008
REUNION BANK OF FLORIDA — 2008
What REUNION BANK OF FLORIDA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q4 |
|---|---|
| Total assets | 32,026,000 |
| Total loans | 11,167,000 |
| Allowance for loan losses | 140,000 |
| Securities available for sale | 3,006,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 14,583,000 |
| Interest-bearing deposits | 12,475,000 |
| Noninterest-bearing deposits | 2,108,000 |
| Equity capital | 17,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q4 |
|---|---|
| Interest income | 254,000 |
| Interest expense | 84,000 |
| Net interest income | 170,000 |
| Noninterest income | 3,000 |
| Noninterest expense | 1,944,000 |
| Provision for loan losses | 140,000 |
| Pretax income | -1,911,000 |
| Income tax | -697,000 |
| Net income | -1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q4 |
|---|---|
| Tier 1 capital | 16,700,000 |
| Total capital | 16,840,000 |
| Risk-weighted assets | 14,455,000 |