Call reports 2025
QUEENSTOWN BANK OF MARYLAND — 2025
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 693,232,000 | 698,600,000 | 724,623,000 | 714,601,000 |
| Total loans | 451,713,000 | 457,778,000 | 455,453,000 | 457,129,000 |
| Allowance for loan losses | 6,562,000 | 6,569,000 | 6,623,000 | 6,588,000 |
| Securities available for sale | 124,771,000 | 121,615,000 | 118,426,000 | 117,133,000 |
| Securities held to maturity | 2,690,000 | 2,644,000 | 6,310,000 | 8,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,674,000 | 622,978,000 | 645,747,000 | 635,779,000 |
| Interest-bearing deposits | 443,834,000 | 455,906,000 | 474,046,000 | 463,171,000 |
| Noninterest-bearing deposits | 174,840,000 | 167,072,000 | 171,701,000 | 172,608,000 |
| Equity capital | 69,344,000 | 70,723,000 | 73,762,000 | 73,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,352,000 | 15,005,000 | 22,990,000 | 30,994,000 |
| Interest expense | 2,489,000 | 5,097,000 | 7,914,000 | 10,672,000 |
| Net interest income | 4,863,000 | 9,908,000 | 15,076,000 | 20,322,000 |
| Noninterest income | 521,000 | 1,044,000 | 1,562,000 | 2,076,000 |
| Noninterest expense | 3,407,000 | 7,107,000 | 10,807,000 | 14,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,977,000 | 3,723,000 | 5,709,000 | 7,544,000 |
| Income tax | 500,000 | 929,000 | 1,425,000 | 1,858,000 |
| Net income | 1,477,000 | 2,794,000 | 4,284,000 | 5,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,014,000 | 83,432,000 | 84,922,000 | 83,982,000 |
| Total capital | 88,824,000 | 89,288,000 | 90,685,000 | 89,761,000 |
| Risk-weighted assets | 463,953,000 | 467,705,000 | 460,094,000 | 461,420,000 |