Call reports 2022
QUEENSTOWN BANK OF MARYLAND — 2022
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 675,712,000 | 667,642,000 | 657,179,000 | 650,619,000 |
| Total loans | 390,035,000 | 404,736,000 | 421,832,000 | 429,306,000 |
| Allowance for loan losses | 7,423,000 | 7,487,000 | 7,509,000 | 7,565,000 |
| Securities available for sale | 169,874,000 | 159,193,000 | 148,344,000 | 148,141,000 |
| Securities held to maturity | 0 | 2,316,000 | 3,283,000 | 3,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,183,000 | 605,665,000 | 599,089,000 | 586,228,000 |
| Interest-bearing deposits | 419,922,000 | 411,429,000 | 404,030,000 | 406,718,000 |
| Noninterest-bearing deposits | 189,261,000 | 194,236,000 | 195,059,000 | 179,510,000 |
| Equity capital | 62,929,000 | 58,787,000 | 54,671,000 | 55,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,961,000 | 10,263,000 | 16,171,000 | 22,529,000 |
| Interest expense | 318,000 | 619,000 | 976,000 | 1,550,000 |
| Net interest income | 4,643,000 | 9,644,000 | 15,195,000 | 20,979,000 |
| Noninterest income | 404,000 | 836,000 | 1,265,000 | 1,709,000 |
| Noninterest expense | 3,070,000 | 6,340,000 | 9,709,000 | 13,187,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,977,000 | 4,140,000 | 6,751,000 | 9,501,000 |
| Income tax | 504,000 | 1,050,000 | 1,729,000 | 2,455,000 |
| Net income | 1,473,000 | 3,090,000 | 5,022,000 | 7,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,444,000 | 74,461,000 | 76,192,000 | 75,826,000 |
| Total capital | 78,932,000 | 80,047,000 | 81,955,000 | 81,546,000 |
| Risk-weighted assets | 437,058,000 | 444,979,000 | 459,306,000 | 455,747,000 |