Call reports 2021
QUEENSTOWN BANK OF MARYLAND — 2021
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 605,306,000 | 621,924,000 | 663,811,000 | 658,073,000 |
| Total loans | 404,515,000 | 397,767,000 | 381,054,000 | 385,104,000 |
| Allowance for loan losses | 7,215,000 | 7,179,000 | 7,228,000 | 7,401,000 |
| Securities available for sale | 90,670,000 | 113,467,000 | 150,251,000 | 177,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,197,000 | 548,860,000 | 589,535,000 | 584,909,000 |
| Interest-bearing deposits | 370,159,000 | 370,977,000 | 393,671,000 | 395,576,000 |
| Noninterest-bearing deposits | 163,038,000 | 177,883,000 | 195,864,000 | 189,333,000 |
| Equity capital | 68,301,000 | 70,053,000 | 71,040,000 | 69,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,147,000 | 10,301,000 | 15,724,000 | 21,275,000 |
| Interest expense | 543,000 | 994,000 | 1,394,000 | 1,764,000 |
| Net interest income | 4,604,000 | 9,307,000 | 14,330,000 | 19,511,000 |
| Noninterest income | 364,000 | 834,000 | 1,256,000 | 1,659,000 |
| Noninterest expense | 2,866,000 | 5,776,000 | 8,635,000 | 11,768,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,102,000 | 4,365,000 | 6,951,000 | 9,402,000 |
| Income tax | 548,000 | 1,113,000 | 1,783,000 | 2,428,000 |
| Net income | 1,554,000 | 3,252,000 | 5,168,000 | 6,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,552,000 | 70,649,000 | 72,565,000 | 71,971,000 |
| Total capital | 74,177,000 | 75,488,000 | 77,589,000 | 77,248,000 |
| Risk-weighted assets | 367,383,000 | 384,764,000 | 399,682,000 | 420,029,000 |