Call reports 2019
QUEENSTOWN BANK OF MARYLAND — 2019
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 462,079,000 | 469,509,000 | 473,766,000 | 473,095,000 |
| Total loans | 391,455,000 | 394,764,000 | 389,742,000 | 395,909,000 |
| Allowance for loan losses | 5,922,000 | 5,862,000 | 5,874,000 | 5,752,000 |
| Securities available for sale | 14,999,000 | 15,005,000 | 14,643,000 | 15,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,292,000 | 402,658,000 | 404,731,000 | 404,914,000 |
| Interest-bearing deposits | 297,652,000 | 297,164,000 | 299,350,000 | 299,383,000 |
| Noninterest-bearing deposits | 98,640,000 | 105,494,000 | 105,381,000 | 105,530,000 |
| Equity capital | 62,982,000 | 64,143,000 | 66,091,000 | 65,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,354,000 | 10,768,000 | 16,227,000 | 21,603,000 |
| Interest expense | 571,000 | 1,161,000 | 1,798,000 | 2,456,000 |
| Net interest income | 4,783,000 | 9,607,000 | 14,429,000 | 19,147,000 |
| Noninterest income | 326,000 | 649,000 | 1,070,000 | 1,417,000 |
| Noninterest expense | 2,461,000 | 5,074,000 | 7,684,000 | 10,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,648,000 | 5,182,000 | 7,815,000 | 10,261,000 |
| Income tax | 695,000 | 1,377,000 | 2,075,000 | 2,722,000 |
| Net income | 1,953,000 | 3,805,000 | 5,740,000 | 7,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,116,000 | 64,153,000 | 66,088,000 | 65,572,000 |
| Total capital | 67,633,000 | 68,742,000 | 70,604,000 | 70,138,000 |
| Risk-weighted assets | 359,905,000 | 365,848,000 | 359,908,000 | 364,068,000 |