Call reports 2018
QUEENSTOWN BANK OF MARYLAND — 2018
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 478,972,000 | 475,531,000 | 470,925,000 | 464,984,000 |
| Total loans | 381,164,000 | 373,941,000 | 373,630,000 | 381,897,000 |
| Allowance for loan losses | 5,438,000 | 5,746,000 | 5,839,000 | 5,966,000 |
| Securities available for sale | 12,624,000 | 14,257,000 | 15,901,000 | 15,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,635,000 | 412,339,000 | 407,269,000 | 401,767,000 |
| Interest-bearing deposits | 321,036,000 | 314,873,000 | 306,951,000 | 296,987,000 |
| Noninterest-bearing deposits | 95,599,000 | 97,465,000 | 100,318,000 | 104,780,000 |
| Equity capital | 59,547,000 | 60,920,000 | 61,119,000 | 60,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,065,000 | 10,312,000 | 15,705,000 | 21,058,000 |
| Interest expense | 500,000 | 1,037,000 | 1,585,000 | 2,157,000 |
| Net interest income | 4,565,000 | 9,275,000 | 14,120,000 | 18,901,000 |
| Noninterest income | 293,000 | 554,000 | 926,000 | 1,259,000 |
| Noninterest expense | 2,397,000 | 4,879,000 | 7,357,000 | 9,933,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,311,000 | 4,650,000 | 7,389,000 | 9,927,000 |
| Income tax | 616,000 | 1,249,000 | 1,976,000 | 2,679,000 |
| Net income | 1,695,000 | 3,401,000 | 5,413,000 | 7,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,766,000 | 61,181,000 | 61,407,000 | 61,163,000 |
| Total capital | 64,073,000 | 65,409,000 | 65,754,000 | 65,582,000 |
| Risk-weighted assets | 343,309,000 | 336,593,000 | 346,172,000 | 351,923,000 |