Call reports 2017
QUEENSTOWN BANK OF MARYLAND — 2017
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 476,837,000 | 487,671,000 | 484,092,000 | 464,691,000 |
| Total loans | 384,888,000 | 383,753,000 | 382,000,000 | 377,627,000 |
| Allowance for loan losses | 5,915,000 | 5,802,000 | 5,695,000 | 5,297,000 |
| Securities available for sale | 11,021,000 | 10,229,000 | 12,005,000 | 12,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,357,000 | 427,633,000 | 423,070,000 | 404,554,000 |
| Interest-bearing deposits | 330,008,000 | 334,651,000 | 328,357,000 | 310,147,000 |
| Noninterest-bearing deposits | 87,349,000 | 92,982,000 | 94,713,000 | 94,407,000 |
| Equity capital | 56,733,000 | 57,987,000 | 58,605,000 | 58,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,905,000 | 9,923,000 | 15,104,000 | 20,281,000 |
| Interest expense | 533,000 | 1,084,000 | 1,633,000 | 2,157,000 |
| Net interest income | 4,372,000 | 8,839,000 | 13,471,000 | 18,124,000 |
| Noninterest income | 302,000 | 680,000 | 974,000 | 1,269,000 |
| Noninterest expense | 2,468,000 | 4,917,000 | 7,314,000 | 9,578,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,056,000 | 4,302,000 | 6,681,000 | 9,215,000 |
| Income tax | 789,000 | 1,657,000 | 2,560,000 | 3,944,000 |
| Net income | 1,267,000 | 2,645,000 | 4,121,000 | 5,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,805,000 | 57,994,000 | 58,605,000 | 58,113,000 |
| Total capital | 61,112,000 | 62,268,000 | 62,833,000 | 62,291,000 |
| Risk-weighted assets | 342,778,000 | 340,214,000 | 336,660,000 | 332,975,000 |