Call reports 2008
QUEENSTOWN BANK OF MARYLAND — 2008
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 382,058,000 | 396,530,000 | 400,297,000 | 407,068,000 |
| Total loans | 323,462,000 | 337,974,000 | 346,296,000 | 356,884,000 |
| Allowance for loan losses | 3,710,000 | 3,733,000 | 3,763,000 | 3,895,000 |
| Securities available for sale | 29,871,000 | 27,423,000 | 25,642,000 | 24,106,000 |
| Securities held to maturity | 3,546,000 | 3,256,000 | 2,746,000 | 2,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,322,000 | 340,075,000 | 338,488,000 | 331,716,000 |
| Interest-bearing deposits | 273,891,000 | 290,301,000 | 290,358,000 | 285,295,000 |
| Noninterest-bearing deposits | 48,431,000 | 49,774,000 | 48,130,000 | 46,421,000 |
| Equity capital | 40,305,000 | 40,773,000 | 41,485,000 | 41,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,918,000 | 11,767,000 | 17,688,000 | 23,560,000 |
| Interest expense | 2,384,000 | 4,644,000 | 6,912,000 | 9,147,000 |
| Net interest income | 3,534,000 | 7,123,000 | 10,776,000 | 14,413,000 |
| Noninterest income | 347,000 | 714,000 | 1,051,000 | 1,399,000 |
| Noninterest expense | 1,812,000 | 3,674,000 | 5,620,000 | 7,635,000 |
| Provision for loan losses | 45,000 | 125,000 | 225,000 | 425,000 |
| Pretax income | 2,024,000 | 4,038,000 | 4,537,000 | 6,320,000 |
| Income tax | 725,000 | 1,460,000 | 1,601,000 | 2,262,000 |
| Net income | 1,299,000 | 2,578,000 | 2,936,000 | 4,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,988,000 | 40,740,000 | 41,435,000 | 40,913,000 |
| Total capital | 43,699,000 | 44,473,000 | 45,198,000 | 44,808,000 |
| Risk-weighted assets | 329,237,000 | 343,293,000 | 346,875,000 | 359,482,000 |
Machine access — free, no API key
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