Call reports 2007
QUEENSTOWN BANK OF MARYLAND — 2007
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 367,195,000 | 376,762,000 | 377,690,000 | 369,807,000 |
| Total loans | 306,448,000 | 311,710,000 | 312,932,000 | 315,811,000 |
| Allowance for loan losses | 4,197,000 | 4,212,000 | 4,250,000 | 3,772,000 |
| Securities available for sale | 30,988,000 | 31,845,000 | 31,708,000 | 30,384,000 |
| Securities held to maturity | 4,281,000 | 4,281,000 | 4,281,000 | 4,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,414,000 | 332,889,000 | 332,129,000 | 315,520,000 |
| Interest-bearing deposits | 271,520,000 | 275,236,000 | 279,277,000 | 265,625,000 |
| Noninterest-bearing deposits | 51,894,000 | 57,653,000 | 52,852,000 | 49,895,000 |
| Equity capital | 38,582,000 | 39,316,000 | 40,869,000 | 39,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,119,000 | 12,516,000 | 19,001,000 | 25,343,000 |
| Interest expense | 2,377,000 | 4,879,000 | 7,474,000 | 9,979,000 |
| Net interest income | 3,742,000 | 7,637,000 | 11,527,000 | 15,364,000 |
| Noninterest income | 337,000 | 681,000 | 1,008,000 | 1,369,000 |
| Noninterest expense | 1,741,000 | 3,627,000 | 5,473,000 | 7,472,000 |
| Provision for loan losses | 30,000 | 70,000 | 120,000 | 180,000 |
| Pretax income | 2,308,000 | 4,581,000 | 6,902,000 | 9,041,000 |
| Income tax | 808,000 | 1,666,000 | 2,486,000 | 3,253,000 |
| Net income | 1,500,000 | 2,915,000 | 4,416,000 | 5,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,712,000 | 39,628,000 | 40,975,000 | 39,510,000 |
| Total capital | 42,528,000 | 43,392,000 | 44,894,000 | 43,282,000 |
| Risk-weighted assets | 304,880,000 | 313,327,000 | 313,198,000 | 317,743,000 |
Machine access — free, no API key
Every figure shown here about QUEENSTOWN BANK OF MARYLAND — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.