Call reports 2006
QUEENSTOWN BANK OF MARYLAND — 2006
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 343,921,000 | 348,394,000 | 351,119,000 | 358,151,000 |
| Total loans | 280,460,000 | 291,048,000 | 293,051,000 | 295,156,000 |
| Allowance for loan losses | 3,822,000 | 3,910,000 | 4,023,000 | 4,169,000 |
| Securities available for sale | 38,767,000 | 35,674,000 | 31,413,000 | 32,500,000 |
| Securities held to maturity | 4,747,000 | 4,572,000 | 4,282,000 | 4,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,464,000 | 301,776,000 | 306,558,000 | 316,102,000 |
| Interest-bearing deposits | 251,974,000 | 244,212,000 | 253,474,000 | 260,004,000 |
| Noninterest-bearing deposits | 51,490,000 | 57,564,000 | 53,084,000 | 56,098,000 |
| Equity capital | 35,291,000 | 36,070,000 | 37,585,000 | 37,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,451,000 | 11,152,000 | 17,087,000 | 23,143,000 |
| Interest expense | 1,801,000 | 3,774,000 | 5,966,000 | 8,280,000 |
| Net interest income | 3,650,000 | 7,378,000 | 11,121,000 | 14,863,000 |
| Noninterest income | 336,000 | 704,000 | 1,048,000 | 1,430,000 |
| Noninterest expense | 1,769,000 | 3,538,000 | 5,281,000 | 7,142,000 |
| Provision for loan losses | 120,000 | 210,000 | 300,000 | 510,000 |
| Pretax income | 2,097,000 | 4,329,000 | 6,583,000 | 8,636,000 |
| Income tax | 727,000 | 1,537,000 | 2,351,000 | 3,079,000 |
| Net income | 1,370,000 | 2,792,000 | 4,232,000 | 5,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,547,000 | 36,535,000 | 37,827,000 | 37,202,000 |
| Total capital | 39,005,000 | 40,077,000 | 41,376,000 | 40,887,000 |
| Risk-weighted assets | 276,316,000 | 282,981,000 | 283,426,000 | 294,353,000 |
Machine access — free, no API key
Every figure shown here about QUEENSTOWN BANK OF MARYLAND — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.