Call reports 2005
QUEENSTOWN BANK OF MARYLAND — 2005
What QUEENSTOWN BANK OF MARYLAND reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 342,225,000 | 339,476,000 | 347,852,000 | 343,500,000 |
| Total loans | 269,480,000 | 278,043,000 | 282,277,000 | 275,512,000 |
| Allowance for loan losses | 3,140,000 | 3,264,000 | 3,339,000 | 3,631,000 |
| Securities available for sale | 42,281,000 | 36,204,000 | 35,619,000 | 38,512,000 |
| Securities held to maturity | 6,210,000 | 5,906,000 | 5,906,000 | 5,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,178,000 | 291,069,000 | 308,815,000 | 304,897,000 |
| Interest-bearing deposits | 236,118,000 | 235,778,000 | 249,390,000 | 250,110,000 |
| Noninterest-bearing deposits | 51,060,000 | 55,291,000 | 59,425,000 | 54,787,000 |
| Equity capital | 32,185,000 | 33,175,000 | 34,218,000 | 33,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,622,000 | 9,519,000 | 14,663,000 | 20,074,000 |
| Interest expense | 1,309,000 | 2,751,000 | 4,324,000 | 6,028,000 |
| Net interest income | 3,313,000 | 6,768,000 | 10,339,000 | 14,046,000 |
| Noninterest income | 320,000 | 692,000 | 1,050,000 | 1,400,000 |
| Noninterest expense | 1,631,000 | 3,327,000 | 5,094,000 | 6,807,000 |
| Provision for loan losses | 90,000 | 210,000 | 390,000 | 810,000 |
| Pretax income | 1,922,000 | 3,923,000 | 5,905,000 | 7,829,000 |
| Income tax | 644,000 | 1,344,000 | 2,039,000 | 2,705,000 |
| Net income | 1,278,000 | 2,579,000 | 3,866,000 | 5,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,340,000 | 33,240,000 | 34,351,000 | 34,114,000 |
| Total capital | 35,480,000 | 36,504,000 | 37,690,000 | 37,477,000 |
| Risk-weighted assets | 260,599,000 | 267,035,000 | 273,985,000 | 268,810,000 |
Machine access — free, no API key
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