Call reports 2025
FINWISE BANK — 2025
What FINWISE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 795,714,000 | 833,144,000 | 898,794,000 | 967,454,000 |
| Total loans | 605,405,000 | 670,033,000 | 716,046,000 | 734,603,000 |
| Allowance for loan losses | 14,235,000 | 16,247,000 | 25,778,000 | 36,796,000 |
| Securities available for sale | 30,138,000 | 30,146,000 | 27,760,000 | 27,755,000 |
| Securities held to maturity | 12,008,000 | 11,248,000 | 10,617,000 | 9,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,275,000 | 663,531,000 | 719,228,000 | 780,157,000 |
| Interest-bearing deposits | 482,478,000 | 514,476,000 | 552,832,000 | 587,364,000 |
| Noninterest-bearing deposits | 149,797,000 | 149,055,000 | 166,396,000 | 192,793,000 |
| Equity capital | 143,514,000 | 147,957,000 | 153,300,000 | 157,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,539,000 | 38,280,000 | 62,245,000 | 92,486,000 |
| Interest expense | 4,257,000 | 9,270,000 | 14,630,000 | 20,296,000 |
| Net interest income | 14,282,000 | 29,010,000 | 47,615,000 | 72,190,000 |
| Noninterest income | 6,878,000 | 16,597,000 | 32,289,000 | 47,161,000 |
| Noninterest expense | 12,994,000 | 26,729,000 | 41,293,000 | 57,087,000 |
| Provision for loan losses | 3,307,000 | 8,103,000 | 20,761,000 | 38,479,000 |
| Pretax income | 4,830,000 | 10,816,000 | 17,750,000 | 23,691,000 |
| Income tax | 1,351,000 | 2,876,000 | 4,517,000 | 6,182,000 |
| Net income | 3,479,000 | 7,940,000 | 13,233,000 | 17,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,667,000 | 143,711,000 | 149,204,000 | 153,218,000 |