Call reports 2005
FINWISE BANK — 2005
What FINWISE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,530,000 | 45,835,000 | 47,773,000 | 49,994,000 |
| Total loans | 29,432,000 | 30,977,000 | 36,023,000 | 41,455,000 |
| Allowance for loan losses | 344,000 | 356,000 | 412,000 | 465,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,940,000 | 38,958,000 | 40,531,000 | 42,437,000 |
| Interest-bearing deposits | 29,260,000 | 30,598,000 | 32,961,000 | 32,991,000 |
| Noninterest-bearing deposits | 8,680,000 | 8,360,000 | 7,570,000 | 9,446,000 |
| Equity capital | 6,330,000 | 6,691,000 | 7,059,000 | 7,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,789,000 | 2,910,000 | 4,168,000 |
| Interest expense | 135,000 | 289,000 | 505,000 | 748,000 |
| Net interest income | 678,000 | 1,500,000 | 2,405,000 | 3,420,000 |
| Noninterest income | 115,000 | 249,000 | 387,000 | 513,000 |
| Noninterest expense | 324,000 | 703,000 | 1,079,000 | 1,606,000 |
| Provision for loan losses | 57,000 | 67,000 | 126,000 | 178,000 |
| Pretax income | 412,000 | 979,000 | 1,587,000 | 2,149,000 |
| Income tax | 153,000 | 359,000 | 576,000 | 801,000 |
| Net income | 259,000 | 620,000 | 1,011,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,330,000 | 6,691,000 | 7,059,000 | 7,396,000 |
| Total capital | 6,674,000 | 7,047,000 | 7,471,000 | 7,861,000 |
| Risk-weighted assets | 32,580,000 | 34,112,000 | 38,724,000 | 43,700,000 |
Machine access — free, no API key
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