Call reports 2015
BANK CBO — 2015
What BANK CBO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,061,000 | 59,102,000 | 59,679,000 | 63,252,000 |
| Total loans | 37,011,000 | 36,506,000 | 37,135,000 | 38,100,000 |
| Allowance for loan losses | 527,000 | 535,000 | 536,000 | 0 |
| Securities available for sale | 20,736,000 | 20,166,000 | 20,304,000 | 20,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,431,000 | 48,103,000 | 44,899,000 | 51,206,000 |
| Interest-bearing deposits | 42,397,000 | 39,104,000 | 35,966,000 | 36,564,000 |
| Noninterest-bearing deposits | 9,034,000 | 8,999,000 | 8,933,000 | 14,641,000 |
| Equity capital | 5,509,000 | 5,332,000 | 5,698,000 | 5,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,250,000 | 1,865,000 | 375,000 |
| Interest expense | 40,000 | 79,000 | 118,000 | 23,000 |
| Net interest income | 592,000 | 1,171,000 | 1,747,000 | 352,000 |
| Noninterest income | 22,000 | 54,000 | 97,000 | 13,000 |
| Noninterest expense | 387,000 | 731,000 | 1,095,000 | 205,000 |
| Provision for loan losses | 19,000 | 25,000 | 25,000 | 0 |
| Pretax income | 208,000 | 469,000 | 724,000 | 160,000 |
| Income tax | 72,000 | 164,000 | 257,000 | 68,000 |
| Net income | 136,000 | 305,000 | 467,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,616,000 | 5,785,000 | 5,947,000 | 6,062,000 |
| Total capital | 6,080,000 | 6,238,000 | 6,412,000 | 6,062,000 |
| Risk-weighted assets | 37,060,000 | 36,154,000 | 37,158,000 | 38,644,000 |