Call reports 2013
BANK CBO — 2013
What BANK CBO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,355,000 | 48,223,000 | 48,752,000 | 51,192,000 |
| Total loans | 21,930,000 | 21,341,000 | 23,856,000 | 26,484,000 |
| Allowance for loan losses | 402,000 | 419,000 | 468,000 | 486,000 |
| Securities available for sale | 25,553,000 | 22,272,000 | 21,517,000 | 20,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,326,000 | 38,719,000 | 38,857,000 | 47,410,000 |
| Interest-bearing deposits | 35,337,000 | 28,601,000 | 30,856,000 | 34,107,000 |
| Noninterest-bearing deposits | 9,989,000 | 10,118,000 | 8,001,000 | 13,302,000 |
| Equity capital | 4,959,000 | 4,315,000 | 3,779,000 | 3,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 918,000 | 1,374,000 | 1,863,000 |
| Interest expense | 37,000 | 71,000 | 104,000 | 137,000 |
| Net interest income | 423,000 | 847,000 | 1,270,000 | 1,726,000 |
| Noninterest income | 11,000 | 11,000 | 20,000 | 34,000 |
| Noninterest expense | 260,000 | 544,000 | 882,000 | 1,186,000 |
| Provision for loan losses | 38,000 | 53,000 | -4,000 | 11,000 |
| Pretax income | 142,000 | 267,000 | 418,000 | 569,000 |
| Income tax | 46,000 | 87,000 | 138,000 | 189,000 |
| Net income | 96,000 | 180,000 | 280,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,011,000 | 5,095,000 | 4,820,000 | 4,922,000 |
| Total capital | 5,346,000 | 5,408,000 | 5,153,000 | 5,282,000 |
| Risk-weighted assets | 26,916,000 | 24,955,000 | 26,527,000 | 29,064,000 |