Call reports 2012
BANK CBO — 2012
What BANK CBO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,714,000 | 31,812,000 | 36,310,000 | 51,886,000 |
| Total loans | 15,601,000 | 17,139,000 | 17,748,000 | 22,030,000 |
| Allowance for loan losses | 306,000 | 331,000 | 383,000 | 402,000 |
| Securities available for sale | 7,573,000 | 12,694,000 | 16,340,000 | 24,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,941,000 | 21,685,000 | 24,820,000 | 46,897,000 |
| Interest-bearing deposits | 17,059,000 | 15,258,000 | 18,543,000 | 35,178,000 |
| Noninterest-bearing deposits | 6,882,000 | 6,427,000 | 6,277,000 | 11,719,000 |
| Equity capital | 4,752,000 | 4,875,000 | 4,937,000 | 4,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 535,000 | 878,000 | 1,308,000 |
| Interest expense | 23,000 | 47,000 | 72,000 | 109,000 |
| Net interest income | 217,000 | 488,000 | 806,000 | 1,199,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 26,000 |
| Noninterest expense | 164,000 | 324,000 | 548,000 | 893,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 75,000 |
| Pretax income | 46,000 | 149,000 | 221,000 | 257,000 |
| Income tax | 13,000 | 43,000 | 64,000 | 74,000 |
| Net income | 33,000 | 106,000 | 157,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,766,000 | 4,839,000 | 4,890,000 | 4,915,000 |
| Total capital | 4,970,000 | 5,075,000 | 5,016,000 | 5,244,000 |
| Risk-weighted assets | 16,197,000 | 18,813,000 | 20,279,000 | 26,264,000 |