Call reports 2011
BANK CBO — 2011
What BANK CBO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,181,000 | 19,260,000 | 20,513,000 | 25,093,000 |
| Total loans | 9,989,000 | 11,290,000 | 13,969,000 | 14,470,000 |
| Allowance for loan losses | 387,000 | 389,000 | 396,000 | 287,000 |
| Securities available for sale | 750,000 | 3,832,000 | 3,656,000 | 3,437,000 |
| Securities held to maturity | 116,000 | 113,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,093,000 | 17,135,000 | 18,007,000 | 22,733,000 |
| Interest-bearing deposits | 10,361,000 | 7,705,000 | 13,084,000 | 17,192,000 |
| Noninterest-bearing deposits | 8,732,000 | 9,430,000 | 4,923,000 | 5,541,000 |
| Equity capital | 2,067,000 | 2,107,000 | 2,488,000 | 2,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 343,000 | 565,000 | 796,000 |
| Interest expense | 23,000 | 45,000 | 68,000 | 91,000 |
| Net interest income | 130,000 | 298,000 | 497,000 | 705,000 |
| Noninterest income | 4,000 | 16,000 | 22,000 | -99,000 |
| Noninterest expense | 129,000 | 280,000 | 442,000 | 601,000 |
| Provision for loan losses | -5,000 | -6,000 | -2,000 | 111,000 |
| Pretax income | 10,000 | 40,000 | 79,000 | -106,000 |
| Income tax | 4,000 | 9,000 | 14,000 | -24,000 |
| Net income | 6,000 | 31,000 | 65,000 | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,945,000 | 2,093,000 | 2,477,000 | 2,330,000 |
| Total capital | 2,079,000 | 2,233,000 | 2,665,000 | 2,510,000 |
| Risk-weighted assets | 10,457,000 | 12,088,000 | 14,106,000 | 14,288,000 |