Call reports 2013
FIRST FEDERAL BANK — 2013
What FIRST FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 3,210,555,000 | 3,165,281,000 |
| Total loans | 2,509,894,000 | 2,457,850,000 |
| Allowance for loan losses | 47,427,000 | 43,227,000 |
| Securities available for sale | 312,930,000 | 286,454,000 |
| Securities held to maturity | 14,369,000 | 13,967,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,615,077,000 | 2,557,803,000 |
| Interest-bearing deposits | 2,182,772,000 | 2,115,892,000 |
| Noninterest-bearing deposits | 432,305,000 | 441,911,000 |
| Equity capital | 334,269,000 | 341,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 39,600,000 | 78,007,000 |
| Interest expense | 5,413,000 | 10,541,000 |
| Net interest income | 34,187,000 | 67,466,000 |
| Noninterest income | 15,151,000 | 28,764,000 |
| Noninterest expense | 33,043,000 | 65,389,000 |
| Provision for loan losses | 5,972,000 | 6,794,000 |
| Pretax income | 10,055,000 | 23,699,000 |
| Income tax | 3,377,000 | 8,005,000 |
| Net income | 6,678,000 | 15,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 326,547,000 | 335,662,000 |
| Total capital | 355,185,000 | 363,794,000 |
| Risk-weighted assets | 2,231,459,000 | 2,194,897,000 |