Call reports 2012
FIRST FEDERAL BANK — 2012
What FIRST FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,138,376,000 | 3,295,999,000 | 3,237,513,000 | 3,209,458,000 |
| Total loans | 2,405,773,000 | 2,702,771,000 | 2,628,129,000 | 2,550,525,000 |
| Allowance for loan losses | 50,776,000 | 48,799,000 | 46,351,000 | 44,179,000 |
| Securities available for sale | 441,187,000 | 242,553,000 | 234,501,000 | 252,189,000 |
| Securities held to maturity | 19,327,000 | 19,513,000 | 16,831,000 | 15,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,301,246,000 | 2,726,160,000 | 2,636,808,000 | 2,613,862,000 |
| Interest-bearing deposits | 1,991,811,000 | 2,365,022,000 | 2,252,969,000 | 2,224,107,000 |
| Noninterest-bearing deposits | 309,435,000 | 361,138,000 | 383,839,000 | 389,755,000 |
| Equity capital | 284,138,000 | 307,525,000 | 315,798,000 | 326,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 36,714,000 | 76,463,000 | 116,804,000 | 158,686,000 |
| Interest expense | 7,351,000 | 14,216,000 | 20,262,000 | 25,950,000 |
| Net interest income | 29,363,000 | 62,247,000 | 96,542,000 | 132,736,000 |
| Noninterest income | 11,643,000 | 39,488,000 | 52,853,000 | 68,003,000 |
| Noninterest expense | 26,520,000 | 64,804,000 | 95,953,000 | 129,859,000 |
| Provision for loan losses | 6,744,000 | 11,442,000 | 15,974,000 | 20,135,000 |
| Pretax income | 7,673,000 | 28,818,000 | 40,986,000 | 54,120,000 |
| Income tax | 4,817,000 | 12,805,000 | 17,000,000 | 20,563,000 |
| Net income | 2,856,000 | 16,013,000 | 23,986,000 | 33,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,769,000 | 301,322,000 | 309,672,000 | 319,555,000 |
| Total capital | 310,374,000 | 331,179,000 | 338,977,000 | 348,503,000 |
| Risk-weighted assets | 2,167,215,000 | 2,343,366,000 | 2,293,043,000 | 2,267,121,000 |