Call reports 2012
CLINTON STATE BANK — 2012
What CLINTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,095,000 | 65,549,000 | 69,683,000 | 66,859,000 |
| Total loans | 43,065,000 | 44,626,000 | 43,561,000 | 43,258,000 |
| Allowance for loan losses | 611,000 | 634,000 | 634,000 | 0 |
| Securities available for sale | 19,320,000 | 17,487,000 | 16,066,000 | 17,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,890,000 | 56,120,000 | 60,199,000 | 58,715,000 |
| Interest-bearing deposits | 51,013,000 | 49,904,000 | 51,648,000 | 47,073,000 |
| Noninterest-bearing deposits | 7,877,000 | 6,216,000 | 8,551,000 | 11,642,000 |
| Equity capital | 9,047,000 | 9,280,000 | 9,367,000 | 8,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,500,000 | 2,233,000 | 451,000 |
| Interest expense | 109,000 | 208,000 | 301,000 | 43,000 |
| Net interest income | 642,000 | 1,292,000 | 1,932,000 | 408,000 |
| Noninterest income | 29,000 | 71,000 | 106,000 | 24,000 |
| Noninterest expense | 162,000 | 359,000 | 800,000 | 169,000 |
| Provision for loan losses | 0 | 23,000 | 23,000 | 0 |
| Pretax income | 509,000 | 981,000 | 1,053,000 | 477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 981,000 | 1,053,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,701,000 | 8,847,000 | 8,811,000 | 6,331,000 |
| Total capital | 9,281,000 | 9,445,000 | 9,398,000 | 6,331,000 |
| Risk-weighted assets | 46,353,000 | 48,167,000 | 46,858,000 | 47,674,000 |