Call reports 2025
TWIN CITY BANK — 2025
What TWIN CITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 70,720,000 | 72,548,000 | 76,550,000 | 81,470,000 |
| Total loans | 44,625,000 | 46,044,000 | 46,819,000 | 52,625,000 |
| Allowance for loan losses | 636,000 | 545,000 | 554,000 | 614,000 |
| Securities available for sale | 20,730,000 | 20,758,000 | 20,773,000 | 20,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,627,000 | 63,884,000 | 69,079,000 | 64,413,000 |
| Interest-bearing deposits | 28,542,000 | 30,466,000 | 32,457,000 | 29,292,000 |
| Noninterest-bearing deposits | 34,085,000 | 33,418,000 | 36,622,000 | 35,121,000 |
| Equity capital | 6,046,000 | 6,454,000 | 6,867,000 | 14,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,575,000 | 2,416,000 | 3,301,000 |
| Interest expense | 57,000 | 130,000 | 194,000 | 253,000 |
| Net interest income | 715,000 | 1,445,000 | 2,222,000 | 3,048,000 |
| Noninterest income | 195,000 | 394,000 | 621,000 | 839,000 |
| Noninterest expense | 744,000 | 1,454,000 | 2,154,000 | 2,882,000 |
| Provision for loan losses | 45,000 | 115,000 | 125,000 | 185,000 |
| Pretax income | 121,000 | 270,000 | 564,000 | 820,000 |
| Income tax | 24,000 | 54,000 | 114,000 | 167,000 |
| Net income | 97,000 | 216,000 | 450,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,607,000 | 7,827,000 | 8,064,000 | 15,268,000 |