Call reports 2024
TWIN CITY BANK — 2024
What TWIN CITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 70,967,000 | 70,993,000 | 73,980,000 | 69,710,000 |
| Total loans | 47,227,000 | 45,064,000 | 45,278,000 | 42,813,000 |
| Allowance for loan losses | 537,000 | 537,000 | 537,000 | 591,000 |
| Securities available for sale | 19,210,000 | 19,086,000 | 19,618,000 | 20,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,542,000 | 63,755,000 | 67,337,000 | 63,642,000 |
| Interest-bearing deposits | 30,761,000 | 30,452,000 | 31,411,000 | 28,242,000 |
| Noninterest-bearing deposits | 30,781,000 | 33,303,000 | 35,926,000 | 35,400,000 |
| Equity capital | 5,246,000 | 5,408,000 | 6,120,000 | 5,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,562,000 | 2,365,000 | 3,155,000 |
| Interest expense | 89,000 | 164,000 | 219,000 | 277,000 |
| Net interest income | 704,000 | 1,398,000 | 2,146,000 | 2,878,000 |
| Noninterest income | 163,000 | 388,000 | 574,000 | 749,000 |
| Noninterest expense | 761,000 | 1,530,000 | 2,272,000 | 3,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 52,000 |
| Pretax income | 106,000 | 256,000 | 448,000 | 518,000 |
| Income tax | 21,000 | 51,000 | 90,000 | 103,000 |
| Net income | 85,000 | 205,000 | 358,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,400,000 | 7,523,000 | 7,679,000 | 7,623,000 |