Call reports 2023
TWIN CITY BANK — 2023
What TWIN CITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 70,963,000 | 71,613,000 | 75,126,000 | 71,879,000 |
| Total loans | 44,433,000 | 46,741,000 | 46,529,000 | 46,886,000 |
| Allowance for loan losses | 532,000 | 533,000 | 536,000 | 536,000 |
| Securities available for sale | 19,779,000 | 19,403,000 | 18,737,000 | 19,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,387,000 | 66,184,000 | 69,870,000 | 64,389,000 |
| Interest-bearing deposits | 34,221,000 | 34,402,000 | 32,295,000 | 30,856,000 |
| Noninterest-bearing deposits | 31,166,000 | 31,782,000 | 37,575,000 | 33,533,000 |
| Equity capital | 4,808,000 | 4,746,000 | 4,519,000 | 5,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,455,000 | 2,256,000 | 3,061,000 |
| Interest expense | 28,000 | 93,000 | 138,000 | 188,000 |
| Net interest income | 678,000 | 1,362,000 | 2,118,000 | 2,873,000 |
| Noninterest income | 160,000 | 317,000 | 472,000 | 651,000 |
| Noninterest expense | 712,000 | 1,428,000 | 2,164,000 | 2,931,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 126,000 | 251,000 | 423,000 | 590,000 |
| Income tax | 25,000 | 50,000 | 85,000 | 118,000 |
| Net income | 101,000 | 201,000 | 338,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,051,000 | 7,153,000 | 7,293,000 | 7,429,000 |