Call reports 2022
TWIN CITY BANK — 2022
What TWIN CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,448,000 | 75,758,000 | 78,138,000 | 74,568,000 |
| Total loans | 43,837,000 | 44,774,000 | 43,787,000 | 44,068,000 |
| Allowance for loan losses | 526,000 | 526,000 | 526,000 | 525,000 |
| Securities available for sale | 21,836,000 | 20,937,000 | 19,481,000 | 19,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,748,000 | 70,497,000 | 73,755,000 | 69,448,000 |
| Interest-bearing deposits | 35,838,000 | 35,884,000 | 39,155,000 | 35,854,000 |
| Noninterest-bearing deposits | 33,910,000 | 34,613,000 | 34,600,000 | 33,594,000 |
| Equity capital | 5,447,000 | 4,986,000 | 4,109,000 | 4,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,243,000 | 1,934,000 | 2,676,000 |
| Interest expense | 26,000 | 51,000 | 78,000 | 111,000 |
| Net interest income | 590,000 | 1,192,000 | 1,856,000 | 2,565,000 |
| Noninterest income | 144,000 | 303,000 | 473,000 | 635,000 |
| Noninterest expense | 666,000 | 1,355,000 | 2,074,000 | 2,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 140,000 | 255,000 | 406,000 |
| Income tax | 13,000 | 27,000 | 50,000 | 80,000 |
| Net income | 55,000 | 113,000 | 205,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,698,000 | 6,758,000 | 6,853,000 | 6,976,000 |
| Total capital | — | — | 7,379,000 | 7,501,000 |
| Risk-weighted assets | — | — | 42,849,000 | 42,553,000 |