Call reports 2021
TWIN CITY BANK — 2021
What TWIN CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,175,000 | 80,815,000 | 78,254,000 | 72,015,000 |
| Total loans | 55,341,000 | 50,061,000 | 43,033,000 | 42,544,000 |
| Allowance for loan losses | 570,000 | 526,000 | 526,000 | 526,000 |
| Securities available for sale | 0 | 9,921,000 | 17,789,000 | 23,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,946,000 | 73,715,000 | 71,185,000 | 65,205,000 |
| Interest-bearing deposits | 33,987,000 | 34,842,000 | 36,593,000 | 34,233,000 |
| Noninterest-bearing deposits | 39,959,000 | 38,873,000 | 34,592,000 | 30,972,000 |
| Equity capital | 6,713,000 | 6,765,000 | 6,727,000 | 6,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,389,000 | 1,982,000 | 2,612,000 |
| Interest expense | 28,000 | 56,000 | 83,000 | 110,000 |
| Net interest income | 804,000 | 1,333,000 | 1,899,000 | 2,502,000 |
| Noninterest income | 140,000 | 287,000 | 436,000 | 583,000 |
| Noninterest expense | 598,000 | 1,204,000 | 1,836,000 | 2,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 346,000 | 416,000 | 499,000 | 596,000 |
| Income tax | 71,000 | 85,000 | 101,000 | 120,000 |
| Net income | 275,000 | 331,000 | 398,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,659,000 | 6,718,000 | 6,787,000 | 6,645,000 |