Call reports 2019
TWIN CITY BANK — 2019
What TWIN CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,507,000 | 52,427,000 | 57,470,000 | 52,033,000 |
| Total loans | 43,505,000 | 45,021,000 | 46,374,000 | 45,500,000 |
| Allowance for loan losses | 514,000 | 511,000 | 511,000 | 511,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,676,000 | 46,581,000 | 51,507,000 | 44,919,000 |
| Interest-bearing deposits | 25,632,000 | 27,120,000 | 29,386,000 | 24,267,000 |
| Noninterest-bearing deposits | 21,044,000 | 19,461,000 | 22,121,000 | 20,652,000 |
| Equity capital | 5,454,000 | 5,560,000 | 5,653,000 | 5,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,309,000 | 1,973,000 | 2,698,000 |
| Interest expense | 38,000 | 63,000 | 89,000 | 116,000 |
| Net interest income | 621,000 | 1,246,000 | 1,884,000 | 2,582,000 |
| Noninterest income | 106,000 | 216,000 | 333,000 | 453,000 |
| Noninterest expense | 583,000 | 1,202,000 | 1,791,000 | 2,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 260,000 | 426,000 | 642,000 |
| Income tax | 29,000 | 52,000 | 86,000 | 130,000 |
| Net income | 115,000 | 208,000 | 340,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,407,000 | 5,503,000 | 5,587,000 | 5,763,000 |
| Total capital | 5,894,000 | 5,976,000 | 6,090,000 | 6,260,000 |
| Risk-weighted assets | 38,910,000 | 37,827,000 | 40,214,000 | 39,714,000 |