Call reports 2018
TWIN CITY BANK — 2018
What TWIN CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,427,000 | 49,495,000 | 53,499,000 | 50,950,000 |
| Total loans | 39,112,000 | 42,872,000 | 44,741,000 | 44,799,000 |
| Allowance for loan losses | 512,000 | 513,000 | 513,000 | 513,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,101,000 | 44,087,000 | 45,692,000 | 44,362,000 |
| Interest-bearing deposits | 25,738,000 | 29,398,000 | 27,173,000 | 25,278,000 |
| Noninterest-bearing deposits | 17,363,000 | 14,689,000 | 18,519,000 | 19,084,000 |
| Equity capital | 4,979,000 | 5,071,000 | 5,198,000 | 5,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,176,000 | 1,826,000 | 2,480,000 |
| Interest expense | 37,000 | 87,000 | 132,000 | 172,000 |
| Net interest income | 536,000 | 1,089,000 | 1,694,000 | 2,308,000 |
| Noninterest income | 121,000 | 237,000 | 357,000 | 475,000 |
| Noninterest expense | 552,000 | 1,093,000 | 1,660,000 | 2,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 233,000 | 391,000 | 543,000 |
| Income tax | 21,000 | 46,000 | 78,000 | 110,000 |
| Net income | 84,000 | 187,000 | 313,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,017,000 | 5,118,000 | 5,168,000 | 5,291,000 |
| Total capital | 5,465,000 | 5,600,000 | 5,672,000 | 5,779,000 |
| Risk-weighted assets | 35,807,000 | 38,491,000 | 40,299,000 | 39,046,000 |