Call reports 2017
TWIN CITY BANK — 2017
What TWIN CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,181,000 | 50,118,000 | 51,835,000 | 51,508,000 |
| Total loans | 36,443,000 | 36,990,000 | 38,516,000 | 39,351,000 |
| Allowance for loan losses | 512,000 | 518,000 | 518,000 | 512,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,049,000 | 44,896,000 | 46,462,000 | 46,268,000 |
| Interest-bearing deposits | 28,404,000 | 25,923,000 | 26,139,000 | 25,362,000 |
| Noninterest-bearing deposits | 20,645,000 | 18,973,000 | 20,323,000 | 20,906,000 |
| Equity capital | 4,784,000 | 4,886,000 | 4,952,000 | 4,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,174,000 | 1,758,000 | 2,356,000 |
| Interest expense | 40,000 | 77,000 | 114,000 | 150,000 |
| Net interest income | 522,000 | 1,097,000 | 1,644,000 | 2,206,000 |
| Noninterest income | 94,000 | 204,000 | 306,000 | 409,000 |
| Noninterest expense | 536,000 | 1,070,000 | 1,614,000 | 2,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 231,000 | 336,000 | 409,000 |
| Income tax | 26,000 | 75,000 | 110,000 | 200,000 |
| Net income | 54,000 | 156,000 | 226,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,776,000 | 4,878,000 | 4,950,000 | 4,933,000 |
| Total capital | 5,219,000 | 5,312,000 | 5,405,000 | 5,391,000 |
| Risk-weighted assets | 35,361,000 | 34,639,000 | 36,340,000 | 36,611,000 |