Call reports 2015
TWIN CITY BANK — 2015
What TWIN CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,901,000 | 52,037,000 | 49,120,000 | 47,364,000 |
| Total loans | 34,401,000 | 33,924,000 | 33,236,000 | 34,744,000 |
| Allowance for loan losses | 510,000 | 510,000 | 511,000 | 506,000 |
| Securities available for sale | 1,017,000 | 1,470,000 | 1,480,000 | 1,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,934,000 | 47,090,000 | 44,278,000 | 42,571,000 |
| Interest-bearing deposits | 30,165,000 | 29,803,000 | 26,712,000 | 27,667,000 |
| Noninterest-bearing deposits | 8,769,000 | 17,287,000 | 17,566,000 | 14,904,000 |
| Equity capital | 4,440,000 | 4,441,000 | 4,481,000 | 4,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,044,000 | 1,584,000 | 2,135,000 |
| Interest expense | 57,000 | 111,000 | 162,000 | 213,000 |
| Net interest income | 458,000 | 933,000 | 1,422,000 | 1,922,000 |
| Noninterest income | 26,000 | 94,000 | 167,000 | 265,000 |
| Noninterest expense | 495,000 | 996,000 | 1,515,000 | 2,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 31,000 | 74,000 | 66,000 |
| Income tax | -4,000 | 9,000 | 20,000 | 16,000 |
| Net income | -7,000 | 22,000 | 54,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,430,000 | 4,461,000 | 4,495,000 | 4,447,000 |
| Total capital | 4,833,000 | 4,891,000 | 4,899,000 | 4,855,000 |
| Risk-weighted assets | 32,165,000 | 34,321,000 | 32,199,000 | 32,469,000 |