Call reports 2013
TWIN CITY BANK — 2013
What TWIN CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,973,000 | 40,573,000 | 44,515,000 | 41,547,000 |
| Total loans | 31,779,000 | 31,199,000 | 34,106,000 | 33,120,000 |
| Allowance for loan losses | 616,000 | 610,000 | 614,000 | 595,000 |
| Securities available for sale | 1,006,000 | 924,000 | 2,393,000 | 3,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,033,000 | 35,734,000 | 39,751,000 | 36,811,000 |
| Interest-bearing deposits | 24,936,000 | 25,555,000 | 30,279,000 | 27,522,000 |
| Noninterest-bearing deposits | 9,097,000 | 10,179,000 | 9,472,000 | 9,289,000 |
| Equity capital | 4,400,000 | 4,346,000 | 4,262,000 | 4,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 997,000 | 1,497,000 | 2,019,000 |
| Interest expense | 74,000 | 127,000 | 180,000 | 238,000 |
| Net interest income | 432,000 | 870,000 | 1,317,000 | 1,781,000 |
| Noninterest income | 93,000 | 142,000 | 76,000 | 106,000 |
| Noninterest expense | 512,000 | 1,004,000 | 1,479,000 | 2,006,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 13,000 | 8,000 | -101,000 | -134,000 |
| Income tax | -4,000 | 3,000 | -40,000 | -56,000 |
| Net income | 17,000 | 5,000 | -61,000 | -78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,148,000 | 4,125,000 | 3,989,000 | 4,000,000 |
| Total capital | 4,547,000 | 4,521,000 | 4,409,000 | 4,396,000 |
| Risk-weighted assets | 31,727,000 | 31,457,000 | 33,405,000 | 31,456,000 |