Call reports 2012
TWIN CITY BANK — 2012
What TWIN CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,469,000 | 41,274,000 | 42,563,000 | 40,300,000 |
| Total loans | 33,728,000 | 34,553,000 | 34,827,000 | 33,881,000 |
| Allowance for loan losses | 519,000 | 544,000 | 639,000 | 616,000 |
| Securities available for sale | 4,003,000 | 3,023,000 | 2,007,000 | 1,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,675,000 | 36,544,000 | 37,869,000 | 34,714,000 |
| Interest-bearing deposits | 30,960,000 | 28,965,000 | 28,652,000 | 26,005,000 |
| Noninterest-bearing deposits | 7,715,000 | 7,579,000 | 9,217,000 | 8,709,000 |
| Equity capital | 4,238,000 | 4,302,000 | 4,231,000 | 4,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,184,000 | 1,724,000 | 2,257,000 |
| Interest expense | 109,000 | 206,000 | 301,000 | 390,000 |
| Net interest income | 467,000 | 978,000 | 1,423,000 | 1,867,000 |
| Noninterest income | 30,000 | 64,000 | 173,000 | 294,000 |
| Noninterest expense | 451,000 | 924,000 | 1,407,000 | 1,874,000 |
| Provision for loan losses | 25,000 | 51,000 | 160,000 | 137,000 |
| Pretax income | 21,000 | 67,000 | 39,000 | 160,000 |
| Income tax | -4,000 | -9,000 | 18,000 | 2,000 |
| Net income | 25,000 | 76,000 | 21,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,991,000 | 4,061,000 | 4,023,000 | 4,131,000 |
| Total capital | 4,411,000 | 4,487,000 | 4,457,000 | 4,551,000 |
| Risk-weighted assets | 33,659,000 | 33,938,000 | 34,504,000 | 33,347,000 |