Call reports 2013
CAPITAL PACIFIC BANK — 2013
What CAPITAL PACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 190,651,000 | 209,473,000 | 230,363,000 | 238,999,000 |
| Total loans | 154,196,000 | 168,560,000 | 179,319,000 | 187,979,000 |
| Allowance for loan losses | 2,719,000 | 2,739,000 | 2,891,000 | 2,986,000 |
| Securities available for sale | 25,080,000 | 21,627,000 | 28,718,000 | 27,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,782,000 | 184,143,000 | 205,182,000 | 213,076,000 |
| Interest-bearing deposits | 116,052,000 | 133,498,000 | 145,907,000 | 145,790,000 |
| Noninterest-bearing deposits | 48,730,000 | 50,645,000 | 59,275,000 | 67,286,000 |
| Equity capital | 23,553,000 | 23,667,000 | 23,496,000 | 24,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,273,000 | 4,353,000 | 6,592,000 | 8,937,000 |
| Interest expense | 109,000 | 211,000 | 312,000 | 413,000 |
| Net interest income | 2,164,000 | 4,142,000 | 6,280,000 | 8,524,000 |
| Noninterest income | 186,000 | 337,000 | 519,000 | 743,000 |
| Noninterest expense | 1,655,000 | 3,191,000 | 4,719,000 | 6,291,000 |
| Provision for loan losses | 0 | 0 | 144,000 | 144,000 |
| Pretax income | 698,000 | 1,271,000 | 1,919,000 | 2,833,000 |
| Income tax | 237,000 | 393,000 | 582,000 | 862,000 |
| Net income | 461,000 | 878,000 | 1,337,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,981,000 | 23,373,000 | 23,096,000 | 24,130,000 |
| Total capital | 25,050,000 | 25,634,000 | 25,507,000 | 26,637,000 |
| Risk-weighted assets | 164,593,000 | 180,124,000 | 192,183,000 | 199,907,000 |