Call reports 2012
CAPITAL PACIFIC BANK — 2012
What CAPITAL PACIFIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 190,123,000 | 186,117,000 | 206,440,000 | 201,044,000 |
| Total loans | 134,630,000 | 144,525,000 | 145,080,000 | 159,202,000 |
| Allowance for loan losses | 2,673,000 | 2,683,000 | 2,691,000 | 2,642,000 |
| Securities available for sale | 22,551,000 | 19,104,000 | 23,138,000 | 22,315,000 |
| Securities held to maturity | 5,338,000 | 5,591,000 | 6,289,000 | 7,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,613,000 | 161,476,000 | 181,153,000 | 175,064,000 |
| Interest-bearing deposits | 105,568,000 | 114,569,000 | 118,054,000 | 111,895,000 |
| Noninterest-bearing deposits | 55,045,000 | 46,907,000 | 63,099,000 | 63,169,000 |
| Equity capital | 22,273,000 | 22,611,000 | 23,065,000 | 23,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,949,000 | 6,056,000 | 8,171,000 |
| Interest expense | 155,000 | 292,000 | 414,000 | 533,000 |
| Net interest income | 1,805,000 | 3,657,000 | 5,642,000 | 7,638,000 |
| Noninterest income | 121,000 | 328,000 | 534,000 | 714,000 |
| Noninterest expense | 1,601,000 | 3,173,000 | 4,772,000 | 6,146,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 295,000 |
| Pretax income | 325,000 | 800,000 | 1,392,000 | 1,934,000 |
| Income tax | 90,000 | 228,000 | 412,000 | 542,000 |
| Net income | 235,000 | 572,000 | 980,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,802,000 | 22,439,000 | 22,847,000 | 22,995,000 |
| Total capital | 23,588,000 | 24,348,000 | 24,771,000 | 25,126,000 |
| Risk-weighted assets | 142,218,000 | 151,869,000 | 153,030,000 | 169,779,000 |