Call reports 2025
GOLDEN BANK, NATIONAL ASSOCIATION — 2025
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,134,765,000 | 2,179,457,000 | 2,225,305,000 | 2,219,657,000 |
| Total loans | 1,762,196,000 | 1,774,264,000 | 1,821,725,000 | 1,869,312,000 |
| Allowance for loan losses | 20,307,000 | 20,741,000 | 21,682,000 | 23,203,000 |
| Securities available for sale | 57,509,000 | 56,741,000 | 59,438,000 | 58,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,785,605,000 | 1,821,758,000 | 1,868,213,000 | 1,867,661,000 |
| Interest-bearing deposits | 1,607,111,000 | 1,628,448,000 | 1,665,272,000 | 1,653,963,000 |
| Noninterest-bearing deposits | 178,494,000 | 193,310,000 | 202,941,000 | 213,698,000 |
| Equity capital | 263,138,000 | 272,085,000 | 282,545,000 | 291,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,449,000 | 70,929,000 | 109,146,000 | 145,719,000 |
| Interest expense | 16,179,000 | 32,967,000 | 49,999,000 | 65,669,000 |
| Net interest income | 18,270,000 | 37,962,000 | 59,147,000 | 80,050,000 |
| Noninterest income | 553,000 | 1,201,000 | 1,906,000 | 2,505,000 |
| Noninterest expense | 8,464,000 | 16,902,000 | 25,192,000 | 33,868,000 |
| Provision for loan losses | 520,000 | 960,000 | 1,990,000 | 3,640,000 |
| Pretax income | 9,922,000 | 21,096,000 | 33,872,000 | 44,991,000 |
| Income tax | 2,416,000 | 5,096,000 | 8,111,000 | 10,875,000 |
| Net income | 7,506,000 | 16,000,000 | 25,761,000 | 34,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,534,000 | 275,086,000 | 284,841,000 | 293,271,000 |
| Total capital | 288,645,000 | 297,821,000 | 308,447,000 | 317,542,000 |
| Risk-weighted assets | 1,797,151,000 | 1,818,718,000 | 1,888,467,000 | 1,940,675,000 |