Call reports 2024
GOLDEN BANK, NATIONAL ASSOCIATION — 2024
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,870,142,000 | 1,896,695,000 | 1,984,800,000 | 2,006,070,000 |
| Total loans | 1,517,914,000 | 1,581,895,000 | 1,615,163,000 | 1,707,250,000 |
| Allowance for loan losses | 18,366,000 | 18,249,000 | 18,599,000 | 19,735,000 |
| Securities available for sale | 64,132,000 | 62,374,000 | 57,363,000 | 58,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,563,601,000 | 1,588,025,000 | 1,669,263,000 | 1,668,675,000 |
| Interest-bearing deposits | 1,397,022,000 | 1,416,934,000 | 1,496,410,000 | 1,493,437,000 |
| Noninterest-bearing deposits | 166,579,000 | 171,091,000 | 172,853,000 | 175,238,000 |
| Equity capital | 231,759,000 | 238,474,000 | 247,457,000 | 255,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,255,000 | 64,527,000 | 99,349,000 | 134,647,000 |
| Interest expense | 15,012,000 | 31,085,000 | 48,201,000 | 64,892,000 |
| Net interest income | 16,243,000 | 33,442,000 | 51,148,000 | 69,755,000 |
| Noninterest income | 690,000 | 1,349,000 | 2,208,000 | 3,134,000 |
| Noninterest expense | 7,760,000 | 15,541,000 | 23,782,000 | 30,559,000 |
| Provision for loan losses | 400,000 | 1,050,000 | 1,400,000 | 2,410,000 |
| Pretax income | 8,403,000 | 17,402,000 | 27,576,000 | 39,143,000 |
| Income tax | 1,721,000 | 3,568,000 | 5,659,000 | 8,254,000 |
| Net income | 6,682,000 | 13,834,000 | 21,917,000 | 30,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,466,000 | 241,728,000 | 249,860,000 | 258,915,000 |
| Total capital | 254,237,000 | 261,782,000 | 270,264,000 | 280,455,000 |
| Risk-weighted assets | 1,623,721,000 | 1,679,350,000 | 1,671,961,000 | 1,755,587,000 |