Call reports 2023
GOLDEN BANK, NATIONAL ASSOCIATION — 2023
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,557,241,000 | 1,604,724,000 | 1,651,835,000 | 1,768,297,000 |
| Total loans | 1,293,809,000 | 1,344,945,000 | 1,414,410,000 | 1,472,990,000 |
| Allowance for loan losses | 16,169,000 | 16,512,000 | 17,194,000 | 17,966,000 |
| Securities available for sale | 65,423,000 | 63,500,000 | 65,661,000 | 66,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,301,076,000 | 1,331,240,000 | 1,369,599,000 | 1,475,879,000 |
| Interest-bearing deposits | 1,070,379,000 | 1,154,235,000 | 1,203,394,000 | 1,311,061,000 |
| Noninterest-bearing deposits | 230,697,000 | 177,005,000 | 166,205,000 | 164,818,000 |
| Equity capital | 202,282,000 | 208,936,000 | 214,681,000 | 225,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 24,002,000 | 50,332,000 | 78,486,000 | 109,097,000 |
| Interest expense | 7,739,000 | 17,102,000 | 28,037,000 | 41,286,000 |
| Net interest income | 16,263,000 | 33,230,000 | 50,449,000 | 67,811,000 |
| Noninterest income | 1,053,000 | 1,895,000 | 2,506,000 | 3,632,000 |
| Noninterest expense | 7,379,000 | 15,358,000 | 23,353,000 | 31,219,000 |
| Provision for loan losses | 680,000 | 1,291,000 | 2,096,000 | 2,946,000 |
| Pretax income | 8,340,000 | 17,479,000 | 26,399,000 | 36,377,000 |
| Income tax | 1,708,000 | 3,585,000 | 5,413,000 | 7,465,000 |
| Net income | 6,632,000 | 13,894,000 | 20,986,000 | 28,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,171,000 | 212,454,000 | 219,744,000 | 227,741,000 |
| Total capital | 222,475,000 | 230,101,000 | 237,993,000 | 246,812,000 |
| Risk-weighted assets | 1,432,004,000 | 1,466,160,000 | 1,527,136,000 | 1,580,216,000 |